YES, PEOPLE ARE STILL BUYING NEW HOMES, EVEN TODAY!

We all know that the economy is struggling and there is still a lot of uncertainty out there, but even with that said, there are still many reasons to by a new home, even in today’s market.

Believe it or not, Pride of Ownership is still the Number One Reason why people want to own their own home. Home ownership gives you and your family a sense of stability and security, while making your investment in your home an investment in your future. Appreciation is another motive to own your own home. Although the real estate market moves in cycles, in the long run, real estate has consistently appreciated in value over the long term. Most people still view their home as their best investment and a hedge against inflation. Interest Rates are at their lowers level in years and is fully deductible for income tax purposes. Finally, the Equity in your home will continue to grow as you pay down your mortgage. Each month, a part of your monthly payment is applied to the principal balance of your loan, increasing your equity with each and every mortgage payment. Not by much at first, but over time your equity will build up substantially.

So, along with that, FHA and VA loans are still available today requiring little or no money down, and as an extra bonus, the Federal tax credits of $8000 and $6500 are still available through April 30, 2010.

SO, HERE ARE TEN GOOD REASONS WHY NOW IS A GREAT TIME TO BUY A “NEW HOME!”

1. New Home Pricing

Though the price of a new home may appear to be more expensive to buy initially than an existing home, that does not always mean they are costing you less to buy in the long run. Along with American Housing offering many builder incentives to help offset some of those costs, you will not have to make any repairs on your new home for years because everything will be brand new.

2. The Neighborhood

The neighborhood you buy a home in is very important and most American Housing lots and homes are located in areas that provide easy access to educational facilities, dining, shopping, beaches and other recreational areas.

3. Up-To-Date Designs

New Homes today are being constructed today better than ever before. As new products become available and consumer trends change, American Housing responds with revised floorplans to accommodate customer needs that some existing homes do not have, such as great rooms, larger closets, media niches and larger state-of-the-art kitchens. Also, American Housing new homes now come with many eco-friendly features including Low-e windows and many “Energy Star” appliances.

4. Warranties

American Housing provides our new home buyers with something that an existing home cannot provide, and that is a 10 year structural warranty. This is your assurance that you are getting what you paid for and to assure you that we will stand behind our product.

5. Energy Efficiency

New homes today are much more energy efficient than existing homes because they are better insulated, have better windows and provide more efficient central heating and air conditioning systems, which will ultimately save you money.

6. Healthy Living

Compared to most older homes, new homes today offer many health advantages also. Asbestos can no longer be used in shingles, floor tiles, ceilings or insulation. Lead is can no longer be used in paints, and formaldehyde emissions have been virtually eliminated from plywood and particle board.

7. Low Maintenance

American Housing uses the latest materials that available that will help in keeping our New Home exteriors as maintenance free as possible.

8. Help with the Buying Process

To help make the new home buying process more manageable, American Housing provides our customers with a team of trusted professionals to help guide them through the entire home buying process. This is especially helpful for first-time buyers.

9. A New Home To Call Your Own

There is truly no place like home, so when we build you a new home, you will be able to create your own setting to complement your own needs and desires. Some of these things include selecting the color of the roof shingles, paint colors, flooring, windows, appliances and all sorts of special touches that will make your home more distinct and special.

10. Home Buyer’s Tax Credits

The tenth reason is a major reason to buy a new home now. The Federal Government’s Home Buyer Tax Credit has been extended to April 30, 2010. It is also important to remember that the tax credit is no longer just for first-time buyers. First-time home buyers qualify for up to $8,000 and existing homeowners qualify for up to $6,500 on a new home if they’ve lived in their current home for five years or more. Remember, April 30th is just a few months away, so if you’re going to take advantage of the tax credit, now is the time to call us so that we can help you take advantage of this tax credit!

HOPEFULLY, YOU CAN NOW SEE WHY TODAY IS SUCH A GOOD TIME TO BUY A NEW HOME? THAT IS OF COURSE, A NEW AMERICAN HOUSING HOME!

2010 is not only a good time to buy a home, it is a great time to buy a new home. People have been asking for years, and are still asking, “When is it the best time to buy a home?” Well, even in today’s world, the answer is the same. NOW! Now has always been, and will probably always be, the best time to buy a home, especially a New American Housing home. Call us today for more information at 727-546-6611 or e-mail April@amhousing.com.

Now is your opportunity to actually own a beautiful New 3 bedroom, 2 bath, 2 car garage Home in Tampa.

This lovely New Home has many upgrades and has been used as our Builder’s Model home for the past two years. It is situated on a beautiful corner lot and comes with a 10 year structural warranty.

This beautiful home is located at 3705 Hill Crest Circle in Tampa, which is near Bush Gardens off of Hillsborough Avenue. It is also close to Interstate 4 and the Crosstown Expressway making it very convenient to downtown Tampa and easy access to St Petersburg, Manatee County and many of the Gulf Beaches.

For more information on this home, and other homes and lots we have available, please call us at 727-546-6611 or go to the “Contact Us” page of our web site and request more information. Central Realty MLS #7369157.

New Home Priced at an Affordable $179,900.

Take a look at this recently completed 3 Bedroom, 2 Bath, 1 Car Garage block New Home with full stucco, Low-E “Energy Star” aluminum windows, “Energy Star” heat pump, 30 year dimensional roofing shingles, along with many other standard and eco-friendly features.

American Housing has been building New Homes in the Pinellas County and Tampa Bay area for over thirty years. Mick McKenzie, an owner of American Housing, is actually a third generation builder, whose father built thousands of homes in this area dating back to the early 1950’s. So, if you or a client are looking for an affordable new home, built by a reputable builder who has the experience, knowledge and professionalism it takes to build a quality home, then take a look at this American Housing new home located at 2517 48^th Ave N in St Petersburg. As you must know, the time is right for you to take advantage of today’s low pricing for this beautiful new home.

For more information on this home and others, call American Housing at 727-546-6611. Central Realty MLS#7138646.

FHA or VA LOAN AND AN $8000 TAX CREDIT!

GREAT PROGRAMS TO HELP PUT FIRST TIME HOMEBUYER’S INTO A NEW HOME.

Contrary to the popular belief about the need for a huge down payment in today’s tight lending market, first time new home buyers are taking advantage of available programs that require minimal down payments and relatively low credit scores, and they are also receiving an $8000 tax credit from the Federal Government.

FHA FINANCING: The FHA has been around since 1934 and will continue to be here to protect you when others walk away. Reasons to consider FHA loans are:

• FHA loans are easier to qualify for than a conventional loan, even with a less than perfect credit score,
• FHA loans require as little as 3% down, and that money can come from a family member, employer or charitable organization,
• FHA loans have competitive interest rates because the loans are insured by the Federal Government.

Click here for more information on FHA Loans

VA FINANCING: The VA Loan Program is a program that was tailor made for American veteran first time home buyers. Its biggest benefit is allowing a VA first time home buyer the ability to purchase a new home with zero money down. Coming up with a large down payment has always been one of the main barriers for many young families when buying a home, and that is especially true in today’s market. In fact, today banks are requiring at least 20% down for a conventional loan on the purchase of a home, which puts buying a home out of reach for many, many people.

The VA Loan Program has many benefits that cannot be found with a conventional type bank loan, which is why thousands of families have taken advantage of their VA Loan Benefits each year. A VA Loan can:

• Save you hundreds of dollars every month, by eliminating the need for PMI (private mortgage insurance) which is an extra monthly expense required with conventional loans.
• Allow you to purchase a home with $0 down. Most other loans require as much as 20% down.
• Lower your interest rate. VA Loans typically have lower interest rates than can be found with any other loan program.

Click here for more information on VA Loans

$8000 TAX CREDIT: The Federal Government has extended the Federal Tax Credit of up to $8,000 for qualified first-time home buyers purchasing a principal residence through April 30^th of 2010. It also authorized a tax credit of up to $6,500 for qualified repeat home buyers.

Click here for more information on Tax Credit

For more information on these programs and new homes from American Housing Corporation, go to the “Contact Us” page of our web site, or simply call 727-546-6611.

NEW HOMES AT BAYBRIDGE HEIGHTS IN ST PETERSBURG, FLORIDA NOW STARTING AT $189,900!!!

Baybridge Heights is a new home community of 24 home sites centrally located in the Tampa Bay area of Florida.  Situated in the northeast area of St Petersburg, Baybridge Heights is conveniently located to I-275 allowing easy access to downtown St Petersburg, Tampa and Manatee County. It is also only minutes from many fine stores, some of the most beautiful sandy white beaches in Florida, Tampa Bay Ray’s baseball, Tampa Bay Buccaneer football, and Tampa International Airport.

There are still a limited number of home sites available in Baybridge Heights, so don’t miss out on this great location. The many local conveniences are great for families raising their children and for retirees alike.

American Housing Corporation has many other lots available throughout the Tampa Bay area, and is also an on-your-lot builder with many floor plans to choose from. Our plans can all be modified to suit you and your family’s lifestyle.

The homes are one and two story single family homes with 3 bedroom, 2 bathroom and 2 car garages. We have many floor plans to select from and homes start at $189,000 including lot.

All of American Housing Corporation’s quality built homes come with a 10 year structural warranty, and be sure to ask about our job loss mortgage protection plan. Along with special financing programs that are available, there are also many incentives for home buyers in this beautiful community.

Click here for more information on Baybridge Heights

or call Lee Kretzer at   727-546-6611

“We commend lawmakers for acting in a bipartisan manner to extend the first-time home buyer tax credit beyond its Nov. 30 deadline and expand it to a wider group of home buyers,” said NAHB Chairman Joe Robson. “The tax credit has proven to be a powerful economic incentive. This action by Congress will further stabilize housing and the economy by creating new jobs, stimulating home sales, reducing foreclosures, cutting excess inventories and stabilizing home prices.”

The new law will extend the $8,000 credit for first-time home buyers for sales contracts entered into by April 30, 2010 and closed by June 30. It has also been expanded to include a new $6,500 credit for owners of existing homes who are purchasing a new principal residence. An existing home owner can claim the $6,500 tax credit if they have been residing in their principal residence for five consecutive years out of the last eight. Additionally, the income eligibility limits to claim the full credit amount for both groups of home buyers have been raised to $125,000 for individuals and $225,000 for married couples.

The NAHB estimates that the extended and expanded home buyer tax credit will create 211,000 jobs and generate 180,000 additional home sales in the coming year. It is also expected to generate $9.6 billion in wage income and $6.9 billion in federal, state and local taxes.

Click here for more information on Tax Credit Extension

Building a new home of your own is always an exciting experience for anyone. It is the only way to really have a home that truly fulfills all of your wants, needs and desires. It is very difficult for a new home builder to make their homes unique for everyone, as all people and families have different lifestyles. American Housing knows that, and because of that, we can help you design your new home accordingly, while at the same time keeping it within your budget.

There are many factors to consider when building a new home, especially when it is an “on your own lot” new home. Some of these factors include site preparation, tree management, floor plan development, drainage, type of sewer or septic system, interior design, landscaping, fencing, foundation design, building plans and structural engineering, building codes, and so on.

Peace of mind comes from knowing that our experience, knowledge and professionalism, combined with your imagination, will go into creating a home for you that you and your family will be proud of for many years to come.

American Housing will work with you to help create the home you’ve always wanted. We’ll start with a free initial building cost estimate for any floor plan you have in mind, even if you haven’t purchased a lot yet. In order to get started, American Housing will help you:
1.    Determine your budget.
The first step is to get pre-approved for your financing, to determine price range. Your basic price range will help determine the right combination of lot price, home square footage, special features, and interior and exterior finishes.
2.    Decide on where you want to build.
If you already have a lot, send us a copy of your plot plan so that we will be able to give you a better idea for your total building costs. If you’re still looking for the perfect location for your new home, we have many available lots and we also work with many local Realtors and real estate professionals throughout the Tampa Bay area to help you find the perfect lot in the perfect location.
3.    Choose and customize your choice of floor plans.
We build one and two story homes and have many floor plans to select from. You can customize any of our floor plans to better fit your tastes, such as rearranging kitchens, moving walls, windows or doors, expanding rooms, adding additional living area, expanding garages, and much more.

There is also no need to purchase the blueprints or floor plans because that is all included in our new home package. Whether you choose a plan from one of our in-house selection of floor plans, already have one from an architect, or something you have sketched out on a piece of paper, we can help make that dream a reality.

American Housing builds custom homes “on your lot” in the entire Tampa Bay area, including Pinellas, Hillsborough and Manatee Counties. Our new homes are priced from the low $100’s to the $250’s and include high performance green features, such as Low-E Windows and an Energy Star heat pump and an Energy Star dishwasher that will save you money on your energy bills.

Contact us for a free initial custom home cost estimate  at 727-546-6611.

We at American Housing never underestimate the power of a woman. We have invested a lot of time in trying to get the female perspective on our homes. While we feel, as a company, that we are very talented and know how to build a quality home, we don’t want to overlook the realities of what a woman looks for in a home. We feel it is important to try and anticipate the needs of a family at a more personal and detailed level, and feel that a woman seems to come naturally equipped with that perspective.

In 2007, the Women’s Council of the National Association of Home Builders (NAHB) showed that women played a major role in up to 90 percent of home purchases and we consider that quite impressive. In talking to women who have purchased our homes, we have learned that one of their major concerns in purchasing a new home to be built, was that they wanted to know what their home was going to look like when it was finished. They wanted to know how the style of their home was going to look, from the roofline to the individual rooms. During construction, she wanted to be involved in the building process so that she could be sure that her vision would be realized.

American Housing saw that there was a need for a woman’s touch in our homes, and because of that, we wanted to create a home with a layout and style that a woman would expect in her home. We want to feel certain that American Housing’s homes are functional for both men and women and feel that a woman’s point of view is vital to accomplish that goal.